Welcome to the Luke Insurance website. By accessing or using our services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.
1. Acceptance of TermsBy using this website, you agree to these Terms and Conditions. If you do not agree, please do not use the site.
2. Privacy PolicyAt Luke Insurance, your privacy is important to us. We will never sell, rent, or trade your personal data to third parties. For details on how we collect, use, and protect your information, please refer to our Privacy Policy.
3. CommunicationBy providing your contact information, you consent to receive communications from us, including but not limited to phone calls, emails, and text messages. These communications may be regarding your inquiries, quotes, policy information, or any other services we offer. You can opt out of receiving text messages at any time by following the instructions provided in the messages.
4. Data Collection and ReportsTo provide you with the best insurance services, we may collect and use various reports, including but not limited to:
CLUE Reports: We may pull Comprehensive Loss Underwriting Exchange (CLUE) reports to assess your insurance history and claims.
Credit Reports: We may obtain credit reports to evaluate your creditworthiness and assist in determining your insurance premium.
Claims History: We may access claims history to better understand your risk profile and provide you with appropriate coverage options.By using our services, you consent to the collection and use of these reports as necessary for providing our insurance services.
5. User ResponsibilitiesYou agree to provide accurate, current, and complete information when using our services. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
6. Limitation of LiabilityTo the fullest extent permitted by law, Luke Insurance shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our website or services.
7. Modifications to TermsWe reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of the site after any changes signifies your acceptance of the new terms.
8. Governing LawThese Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which Luke Insurance operates.
9. Contact InformationIf you have any questions or concerns regarding these Terms and Conditions, please contact us.
By using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.